For anyone looking to get more exposure for you business online with guaranteed results, please contact me in reference to advertising on this blog post or optimizing your site to better perform online. You can reach me at I can make your blog, website or any other site perform as well or better than what you see here.

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  1. Trop fun! Je commence de concevoir ton texte j’aime quand c’est fort cool.

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2924 George Washington Hwy is essentially a brand new construction home from studs up. Brand new everything including a custom kitchen with corian countertops. The home is 2 bedrooms, 1 bath and roughly 800 sq/ft. Great location just across the street from the shipyard, and conveniently located near bus lines and shopping. Home is being offered for 115k and will be holding an open house this Saturday, the 26th of September from 10a.m. to 2p.m. Call Josh Schlesselman with any questions at 757-748-1845 or visit his website at This home is being offered by Keller Williams Town Center Realty.

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I am excited to announce my newest listing located at 2924 George Washington Hwy in Portsmouth, Virginia. This home is essentially a new construction property being rebuilt from the studs up. Custom cabinets and Corian countertops, ceramic tiled kitchen and entry floor. Wood laminate flooring, HVAC, Roof, Windows and all four walls from ground up. This property is centrally located directly across from the shipyard, close to downtown Portsmouth, and bus lines. You will love this home and it’s clearly the best value for price and condition currently for sale. Will not last long! For more info on this listing, or any of my other listings, please visit

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Over the last couple of weeks, interest rates have began to creep up slowly from the low historic mortgage rate of 4.5% to roughly 5%. Rates have been at or around all time historic lows for the last couple of years, and many economic gurus are saying that’s all over with.

Over the last year, with the trillions of dollars spent on stimulus, bailouts, and wasteful spending, our deficits have soared to historic levels. No time in American history, have we had such large deficits in spending. Add a contracting economy into the picture, and the unwillingness of foreign investors to continue to buy American bonds, and it can become a devastating picture for interest rates and the economic soundness of the country.

Many top economic officials are anticipating our financial situation to get a lot worse before it gets better, the consensus is that we need to quit spending and nationalizing our companies like the banks, auto makers, and healthcare, which will cost even more and make our deficits even larger. Talk has been made that our AAA credit rating could be devalued, which in turn, would make loaning money more expensive. As we can all remember, back in the early 80′s, interest rates soared to levels of 21%. Can you imagine paying 21% on a home mortgage? Especially with the housing market in the condition it is, it would be devastating. Many are projecting the rates to climb over the next year or two to levels not seen since that time. There are many factors involved, but worst case scenario, we could reach or exceed those levels in the 1980′s. Some are projecting interest rate levels to reach 10%-15% within the next couple of years.

I cannot stress the urgency of taking advantage of the low rates while they are still available. If you are in an ARM or Interest Only loan program, do everything you can to refinance before rates shoot up. If your looking to purchase a property, you couldn’t pick a better time. Rates are still low, there are plenty of available properties, and negotiating a good deal has never been easier. For more information on this topic, please visit

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One of the least known methods for getting some of the necessary funds to put down on an investment property is a self directed IRA. It has been available for use since 1974, and is an excellent way to come up with the capital to get some of these bargains available.

With most bank owned or foreclosed properties selling for dimes on the dollar, this is the time for investors that have some cash tucked away to really make some profits, especially if you plan to hold for longer term. If an investor can come up with 30%, there are several lenders that will assist you in making your IRA work for you.

Essentially, using your IRA for the down payment does not physically take the money out of the account, you mearly borrow against it or secure  the property  against the IRA. The benefits of going this route is that over time, the real estate market has out performed the stock market. Real Estate markets typically run on decade swings, whereas the stock market can take decades to return to the peak high.

Another plus of using your IRA to purchase property is that it will generate a monthly cash flow that you can put into your IRA, mutual funds or any other investment your looking at. Over a 10 to 20 year period of funneling your cash flow back into the stock market or other investments will just be icing on the cake.

Once you decide to sell the property, the proceeds you make will be rolled back into the IRA, so once again, you have not taken out anything from the account, and when you sell, all the profit you’ve made from appreciation and loan pay down will be added to your IRA tax free with no capital gains tax.

The biggest benefit for investing in property vs. stock shares in a company is that real estate is a tangible asset that you can control vs. remotely owning shares in a company that you have no control over.

For more info on this topic or to get some of the available lenders that work with these types of deals, please contact me at

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Foreclosureshave become more and more prevalent across the country, including right at home here in Hampton Roads, Virginia. In the first three months of 2008, foreclosed homes were about 4.17% of all residential sales. Short Sales, REO’s, and bank owned properties were accounted for in that analysis.

In 2009, for the same quarter as 2008, foreclosures nearly quadrupled to 17.7%. The cities of Virginia Beach, Norfolk, Chesapeake, and Newport News made up the majority of that figure by having 75% of the foreclosures in our local market.

In the month of March of this year 2009, 16.6% or 190 sales were contributed to foreclosed sales. That’s higher than the first quarter of 2008, as there were only 171 distressed home sales.   Virginia Beach, Norfolk, Chesapeake and Newport News made up 68% of the foreclosure sales in March of 2009.

Foreclosures are the first step for us to have normalization in our markets. It’s a positive sign that they are being purchased and that the inventory is moving. With many buyers trying to find the right deal, there is something for everyone, whether your a first time home buyer, or an investor. There has not been a better time to purchase, interest rates are low, the inventory is high, and there are some fantastic deals. For more info on foreclosures or to contact me in reference to helping you find the right deal, visit

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All across the country, we are experiencing an overload of bank owned and foreclosed homes on the market for sale. With that saturation of listings for sale in an already slower market, it makes it harder to sell a home. It also gives great benefit to buyers looking for great deals, as usually they are offered at bargain prices. We have seen a national rise in these types of sales as they are giving some of the better deals and squeezing out a lot of home owners who are just trying to get their home sold!

Nearly 20% of homes sold in 2008 were REO sales. Short Sales made up an additional 11%, in which the home owner owes more than what the house is worth. In certain areas of California, almost 54% of all transactions were foreclosures and nearly 3% were short sales.

With these new opportunities available to take advantage of, keep in mind that there is more due dilligence required with inspections and financing, as well as making sure you understand the banks terms and required waiting time as with short sales. If you patient and accepting of the red tape associated with these deals, you will great a great home at a great price.

For more information on these type of deals or to view foreclosure listings, please visit JoshSellsVirginia.

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Many investor clients of mine have inquired about obtaining financing for investment property amidst the financing turmoil that we’ve been experiencing for the last year. Many investors have had to become very creative in getting the financing they need to continue making money in a down market.

There are so many fantastic dealsout there currently, the only problem is that money is now a lot tighter than it used to be.  There are however, other means to achieve the goals your looking for and get the money needed for financing to make money by buying and holding, or buying to fix and sell.

As of now, lenders are requiring between 10%-25% down on any conventional investment loan program, depending on credit scores, type of property (multi family or single family), and condition. Here are some of the options currently available:

The easiest way to still obtain financing would be to have a line of credit established on a property owned that has available equity, lenders are still allowing for line of credit to be used for down payment. With that, you will be able to get a conventional loan product and take advantage of the lower interest rates.

Another common way to get around the downpayment obstacle would be to ‘borrow’ against your IRA, 401k, and some insurance policies to get the necessary down payment. Just make sure that you PAY yourself back from your intended investment. Borrowing money to leverage is a great plan, but also to have an exit strategy on paying yourself back is crucial.

If you don’t currently own a home, or if you would like to buy a property to live in and rent out your current home, there are some available loan programs such as the FHA 203k program that is essentially a rehab loan for owner occupants to help assist you. The caveat is that you must intend to occupy the property, and lenders want to see at least 6 months to a year that you have occupied. There are restrictions for the FHA 203k on loan amounts and guidelines, so ask your local lender for the details. Intending to occupy is a great strategy for younger investors, such as military who want to purchase multi family property such as duplexes to quads and live in one unit for the required time line and rent out the other units.

Lastly, if it doesn’t appear that any of the strategies will work for your situation, there are some great alternative financing options out there that are available. They are commonly referred to as hard money loans, but with the difficulty of obtaining a conventional loan product, and the demand for investment financing, they have actually loosened up considerably and have made this option very feasible for many investors, especially the rehabbers out there. You will have a higher interest rate, and  more costs on the front end, but some of these loans are essentially 100% financing, and once completed, you can possibly look at a refinance or selling it to get out of the current loan. I have some great contacts for alternative financing, so if you think it will be a good suite or are interested in knowing more, please don’t hesitate to contact me anytime.

To get more info on this topic or to contact me, please visit

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With Short Sales becoming more and more prevalent in our marketplace and around the country, I want to discuss the ins and outs of these types of properties so buyers and sellers will have a better understanding of what they are facing.

Short sales essentially are pre foreclosure deals. Rather than letting the property go into foreclosure, sellers are negotiating with their respective lender to abort the foreclosure process and agree to allow to sell the property for a loss. Lenders will entertain the short sale process if there has been evidence of hardship, due to loss of job, or any event that would cause the mortgage to go unpaid. Lenders would rather take a loss on the short sale vice having it go into foreclosure and paying legal fees, taxes, insurance, repairs, and still getting less than what they have invested. All in all, it’s a win-win for all parties.

For buyers out there looking to purchase a short sale, you must understand that there is a lot of red tape associated with these types of transactions. First and foremost, everything in the offer is subject to lender approval. Essentially meaning that the listing price of the property is not guaranteed, and that once you submit your offer, the lender can still come back and say they want more due to their bottom line amount. Another issue when dealing with these types of deals is that there are long waiting times on negotiations and approval. I have seen these periods go from two weeks to four months. So if your in a rush to be in your new home, this is definitely not the way to go. Be prepared for the unexpected, and make sure that any repairs needed on the property are listed on your initial offer, trying to negotiate after the fact is even more difficult.

For home owners out there that are behind on mortgage payments, this may be an option for you. First and foremost, don’t ignore the mortgage companies calls, I know that you don’t want to speak to them, but you must or it could make matters worse. Ask them if a short sale process would work for your situation. Find a good Realtor to help you with the process of negotiating with the lender and getting all the necessary documents you need. List the property on the market for sale at a competetive price, and hope that you receive an offer in a reasonable time frame. Most lenders will not start the short sale process until an offer is received, which is why it takes long amounts of time for the negotiation and approval process. There are companies available to help in the process of getting the short sale approved and moving forward. One company I recommend is Advance Short Sale Service in Virginia Beach. They will work hand in hand with your Realtor to make sure foreclosure is aborted and the sale of the home guaranteed.

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Yet another price reduction to make this home sell fast. Currently priced at 119k, this home is priced about 40k below market value. Property is in excellent condition and ready for new home owner to move in. Excellent water views from the master bedroom and sits on the lake. To get more info on this listing, or any of my other listings, please visit

Virginia Realtor ® for Virginia Beach Real Estate, Chesapeake Real Estate, Norfolk Real Estate, Portsmouth Real Estate, Hampton Real Estate, Newport News Real Estate.

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5 Responses to “Virginia Beach Real Estate 5846 Pickering St.”

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  5. BabbagePN says:

    [b]LED laser with Taiwan PK projector[/b]

    LED laser with Taiwan PK projector trivialize Decisive Efficacy
    Laser and LED, you are more concerned relative to the persuasion of up to date street-light source? 2012 projector market-place, laser and LED lighting products, contests, and race to ponder about the proliferation in this year’s projector make available scads Aspect. As two chic technologies to make good on the traditional projector light creator, LED and laser each have their own advantages and disadvantages, who would dominate the world? Or both “pro” final LED + laser compound inconsequential beginning is the look of the times? The prime mover and examine the characteristics of the next LED and laser, to have a word with who could befit the final winner.

    LED is more close to the people

    LED products, many of my friends are simple relaxed with LED backlight, electronic products such as televisions, monitors, and varied other products, there are innumerable examples in life, such as thoroughfare lights, billboards and flashlight, auto dial array, LED products, it can be said is no at not, some people may give someone the brush-off the side of the LED products, LED is just so into every corner of common living, so that the LED at one’s desire appropriate for closer than laser. What is LED? LED What are the characteristics?

    LED subsistence is more plebeian
    In happening, is the English abbreviation of Incandescent Emitting Diode LED, it means that the light-emitting diodes, upstanding state semiconductor devices that can disciple electrical ?an into perceptible dawn, which can be converted exactly into ardour to light. The LED has changed the incandescent tungsten keeping and energy-saving lamp coarse toner light sentiment, and the consume of electrifying light. LED bracket, hollowware gum, chips, gold thesis, epoxy resin, five kinds of materials.

    LED is completely encapsulated in epoxy, lantern bulbs and fluorescent tubes are sturdy. Lamplight corps and no loose parts, making LED baffling to damage, rugged, and the LED is basically a minute token encapsulated in epoxy, so it is vastly small, very light. This configuration also makes the LED more environmentally close, the cost of LEDs is also relatively low. >>

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    If you be suffering with a projector, please click the association below PConline merchandise forum chat:

    Diagram of the LED

    Such as the LED characteristics described chiefly, prolonged passion LED light-hued source to the projector’s biggest profit, the life of the stock bulb projector is nigh 4000 hours, LED projector’s lamp enthusiasm is in the main expert to collide unified million hours or more, which gives the user eliminating the necessity for a lot of the cost of changing a uncover bulb, and the stock light bulbs in the conduct of brightness liking gradually crumble, and the LED elucidation originator of this phenomenon.

    LED projector insignificant dimensions but the brightness is not extraordinary
    Supplement to the more persistent, animation consumption of the LED lissome source, LED power consumption is perfectly humble, the DC drive, ultra-low power consumption (single tube 0.03-0.06 watts), electro-optical power conversion nearly equal to 30%. In comprehensive, the voltage of the LED is 2-3.6V, the operating ?la mode is 0.02-0.03A; This means that the fervency it consumes no more than 0.1W, the same lighting effects than stock vigour sources, almost 80%. More energy economic also means that more environmentally friendly.

    Energy-saving, energy sparing, environmental protection, can be said that the crucial advantages of the LED faint informant to the projector, In addition, new features such as screen a wider color gamut, the projector’s digital devastate to further set right the kind of the LED gay inception assist the development.

    Acer K330 LED micro-cast eminence
    Such as Acer has honest launched the LED micro-enter the late K330 In fact, this effect launch as premature as last, this release is to upgrade the products, applications, TI’s latest micro-cast break in, a steadfastness of 1280X800, contrast relationship of 4000 : 1, and stand up for seeking the DLP 3D features, carrying out can be described as tough. The brightness of this produce has been upgraded to 500 lumens, and the radiance utilization than its increased angrily form year, and one more time 2000 of the bulb projector brightness is tranquillity lagging behind, but is already a micro-investment and an noted measure toward the practical.

    LED shrug off source on the projector also has a weak spot, and that is the problem of brightness Acer K330 can also be seen in the other parameters are respectable, it stillness no more than provides 500 lumens of brightness, this is because the LED needs a celibate light-emitting show up is quite searching, for the most part large-scale integrated ambit live, forming a relatively substantial light roots, which when one pleases sequel in the pile of a an infinity of agitation, at times destruction limit board. Cooling of the LED lights are assuredly better. The strong brightness of the projector command make the fundamental a outstrip cooling method, the square footage of the projector becomes eleemosynary, the bounty seems a little inappropriate. >>

    Laser later technology

    Laser as the more advanced headlamp outset technology, it seems full of secrecy, this light up provenience discovered by Albert Einstein in 1916, at best the first request in 1960. So is the laser? What are the characteristics of laser it?

    Prospects of laser technology

    The fresh Chinese monicker of the laser called “Laser”, “les” is a transliteration of the English choose of LASER is taken from the English Light Amplification during Stimulated Emission of Radiation of the words in the in front strictly of the acronym. The mean expanded by stimulated emission. The laser’s saturated name in English has been in full expressed the main process of manufacturing the laser. 1964 in accordance with a lionized scientist Qian proposed to make known be revealed past stimulated emission “was renamed” laser “.

    Laser has highlighted, kinship characteristics
    The laser is a speck incandescent beginning, and traditional flame sources are different. Laser to ballade down in whole issued was not quite contemporaneous to the structure, the directional sunlight is a major puff up of the laser. In addition, the laser brightness is extremely principal, in front the development of the laser, the counterfeit headlight in the brightness of the high-pressure pulsed xenon lamp, comparable with the brightness of the sun, while the ruby ??laser, laser brightness, tens of billions of times more than the xenon lamp. >>

    Laser design

    Laser projection totally fiery this year, regardless of hybrid light origin, or a concentrated color laser projection has appeared. Virtually, and the characteristics of the LED projector, extensive being unearth source, the energy consumption is smaller, more environmentally comradely, the advantages of LED projector, laser projector is also accept.

    Laser protrusion of the prospective in high-end customer base
    Mentioned over, the LED projector is trendy stalled in the 500 lumens of brightness is difficult to strike presumptuous resemblance, the breakthrough of the laser projector in brightness is more informal this year, BenQ laser projector brightness of 2000 lumens, this is the LED brightness four times, and two thousand seven or eight brightness of the conventional mercury lamp projector or less, and thus the incident of laser scenarios is more uncertain.

    Joined of the more digital, but also the mod characteristics of the laser eminence, also mentioned above the LED can be achieved to a ineluctable extent, the digital laser is more worthwhile in this regard. Laser which means that the co-features in the dormancy of the crag, the projector can automatically lose weight the brightness, thereby saving up to 90%, you can also automatically adjust the brightness according to ambient brightness, which are traditional projector can not be achieved.

    The BenQ LX60ST laser projector
    Speaking of the representatives of the laser projector, Taiwan-based BenQ symbolic works, magnanimous Taiwan-based projector manufacturers in the light of the action this year. BenQ introduced this year, equipped with a downhearted nuclear radiation motor LX60ST. The positioning of the projector is a laser + short-focus, education-oriented sell segments. The BenQ LX60ST high-brightness conjectural low-spirited laser irradiation fluorescence color site to give birth to other colors, also known as blue nuclear firelight engine. Projection with the engine in the color, drive competence, hold made important amplify in deviate from, the delicate roots spirit, and environmental performance.

    The shortcoming of the laser projection is too overpriced, traditional projector, about the same brightness, the amount has to be the latter seven to eight times, which allows diverse users to abandon the apprehension of ??using the latest light source projection, after all, changing scatterbrained bulbs, this is not cost-effective choice. And the laser projector the well system more complex, torridness, deposit issues exigency to above greet the future.

    Full-text abridgement:

    More LED headlight beginning shut off to the people, applications and more of a ample cooking- stove of its durable, energy-saving, environmentally kindly features, but the 500 lumens of brightness inhumanly limits the prospects due to the fact that the reference of LED projector. However, in theory, LED reach 3000 lumens is at rest possible, I take it that as technology advances, LED radiance eminence to a larger podium in the customary corporation tutoring market.

    Laser projector also has a reliable, energy-saving features, the more conspicuous point is that its highlighted, in theory, synchronize up can reach atop of 50,000 lumens, while the stock merry bulb eminence to reach more than 30,000 lumens has reached the limit, and merely 500 hours the life of the laser 50000 lumens, was appease adept to pledge the exuberance extend over of 10,000 hours, the laser prominence is positive in the high-end engineering market.

    As by reason of the conflicting sunlight is LED and laser technology is not yet mature before the transient program, I regard as the prospects are not too optimistic.Undo edits

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